- All schemes offering high returns of double money within two months or such short spans have no legal sanction, nor they are reliable
- Postdated cheques is not a guaranteed payment device, as they could bounce when you finally present them
- There are no projects, especially agriculture based, which can give returns in less than a year. In fact, tree plantations take at least 10 years to mature
- Gift schemes and chains are an offence under the Prize Chits and Money Circulation Schemes (Banning) Act of 1978
- Even registered companies are not allowed to promote and run any such schemes
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